Relocating with Confidence

Relocating to Norway for a new job is an exciting opportunity, but finding a place to live can feel overwhelming. To help you get started, we’ve put together some essential advice on securing accommodation in Norway.

Where to Start Your Search

• Online Portals: Websites like Finn.no and Hybel.no are the most popular platforms for renting apartments and rooms.
• Facebook Groups: Many cities have expat and rental groups where landlords post available properties.
• Employer Assistance: Some companies offer relocation support, including temporary housing or guidance in finding a rental.

Rental Process & Requirements

• Budget Considerations: Rent varies by location, with Oslo and Bergen being the most expensive. Be prepared for a deposit of 2-3 months' rent.
• Necessary Documents: Landlords often request proof of employment, references, and a Norwegian identification number (D-number for newcomers).
• Rental Contracts: Ensure you receive a written contract outlining rent, deposit terms, and the notice period.

Short-Term vs. Long-Term Options

• If you're arriving without accommodation, consider temporary housing like hotels, serviced apartments, or Airbnb while searching for a long-term rental.
• For long-term stays, signing a lease (typically 12 months or more) is standard practice.

Understanding Your Rights

• Norway has strong tenant protection laws; landlords cannot evict without cause, and rent increases are regulated.
• Make sure your deposit is placed in a designated deposit account, not the landlord’s personal account.

If you're considering relocating to Norway for work, it's important to understand the visa and work permit requirements. Below, we’ve outlined the key steps to ensure a smooth application process.

Who Needs a Work Visa?

Your eligibility to work in Norway depends on your nationality:

• EU/EEA Citizens: You do not need a work visa but must register with the Norwegian authorities if you plan to stay for more than three months.
• Non-EU/EEA Citizens: You will typically need a residence permit for work before starting a job in Norway.

Applying for a Work Permit (Non-EU/EEA Citizens)

If you’re coming from outside the EU/EEA, you’ll need to follow these steps:

1. Secure a Job Offer: You must have a valid job offer from a Norwegian employer before applying.
2. Check the Work Permit Type: The type of permit depends on your job role. Common permits include:
   • Skilled Worker Permit (for those with higher education or vocational training)
   • Seasonal Work Permit (for temporary, short-term jobs)
   • Self-Employed Permit (for entrepreneurs and freelancers)
3. Submit Your Application: You can apply online via UDI or at a Norwegian embassy/consulate in your home country.
4. Wait for Processing: Processing times vary, but it can take several weeks to months.

Additional Requirements

• A valid passport
• A formal job contract meeting Norwegian salary and working conditions
• Proof of qualifications (education or work experience)
• Proof of accommodation (for some permits)

Moving to Norway After Approval

Once your work permit is granted:

• You must register with the police within seven days of arrival.
• You will receive a residence card, allowing you to live and work in Norway.
• You may need to apply for a D-number (temporary identification number) to open a bank account and handle other administrative tasks.

Need Help?

Visa applications can be complex, and requirements may vary depending on your circumstances. If you need assistance, our team is happy to guide you through the process and connect you with the right resources.

When moving to Norway for work, having the right insurance coverage is crucial for your security and peace of mind. Below are the key types of insurance you should consider before and after your relocation.

1. Health Insurance

• Norwegian National Health Insurance (Folketrygden):
  • If you’re employed in Norway, you are automatically enrolled in the public healthcare system, which provides access to medical services at reduced costs.
  • If you’re an EU/EEA citizen, your European Health Insurance Card (EHIC) covers you temporarily until you register in Norway.
• Private Health Insurance:
  • While public healthcare is excellent, some expats opt for private insurance for faster access to specialists and additional coverage.
  • If your employer offers health insurance, check what’s included.

2. Travel & Relocation Insurance

• Covers medical emergencies, lost luggage, and unexpected travel disruptions during your move.
• Essential if you are relocating before securing long-term health coverage in Norway.

3. Home & Contents Insurance (Innboforsikring)

• Rental Insurance: Many landlords require proof of contents insurance, which covers damage to personal belongings (fire, theft, water damage, etc.).
• Homeowners Insurance: If you plan to buy property, this is essential for structural damage and liability.

4. Liability Insurance (Ansvarsforsikring)

• Protects you from legal claims if you accidentally cause damage to someone’s property or injure someone.
• Often included in home insurance policies.

5. Car Insurance (Bilforsikring)

• If you plan to drive in Norway, car insurance is mandatory.
• Covers damage, theft, and third-party liability.

6. Income Protection & Life Insurance

• Disability Insurance: Provides financial support if you are unable to work due to illness or injury.
• Life Insurance: Ensures financial protection for your family in case of unforeseen circumstances.

When relocating to Norway for work, registering with the local authorities is a key step to ensure you can live and work legally. Below is a step-by-step guide on what you need to do upon arrival.

1. Registering with the Police

• If you are a non-EU/EEA citizen, you must visit a police station within seven days of arrival to register your residence permit and obtain a residence card.
• You need to book an appointment through the Norwegian Directorate of Immigration (UDI).

2. Registering with the National Population Register (Folkeregisteret)

• If you are staying in Norway for more than six months, you must register with the Norwegian Tax Administration (Skatteetaten) to receive a National Identity Number (Fødselsnummer).
• If staying for less than six months, you will be issued a D-number instead. This is required to open a bank account, pay taxes, and access public services.
• You must visit a Tax Office (Skatteetaten) in person and bring:
  • Your passport or national ID
  • Your employment contract
  • Proof of address in Norway (rental contract)

3. Obtaining a Tax Deduction Card (Skattekort)

• A tax deduction card is required for your employer to deduct the correct amount of tax from your salary.
• You can apply online through Skatteetaten or visit a tax office.
• If you do not have one, your employer will deduct 50% tax until the correct rate is determined.

4. Registering for Healthcare & Social Security

• Once registered with the National Population Register, you are automatically enrolled in Norway’s public healthcare system (Folketrygden).
• You will be assigned a General Practitioner (GP) through the Fastlege scheme. You can change your doctor via Helfo.

5. Setting Up a Norwegian Bank Account

• A bank account is essential for receiving your salary and paying bills. Most banks require:
  • A National Identity Number (Fødselsnummer) or D-number
  • Your passport
  • Proof of residence in Norway

1. Types of Bank Accounts Available

When relocating to Norway, you’ll need to choose the right type of bank account based on your stay and financial needs. The main options include:

• Current Account (Brukskonto) – The most common account for daily banking, salary deposits, and payments. Comes with a debit card (BankAxept) and online banking access.
• Savings Account (Sparekonto) – Ideal for setting aside money, often offering better interest rates than a current account. Some savings accounts have restrictions on withdrawals.
• Foreign Currency Account – If you frequently deal with multiple currencies, some banks offer accounts in EUR, USD, or other major currencies.
• D-Number Account – A temporary account for foreigners without a permanent National Identity Number (Fødselsnummer). This is useful for newcomers who haven’t yet received their full registration in Norway.

2. Choosing a Bank

Norway has several major banks, including:

• DNB (www.dnb.no)
• Nordea (www.nordea.no)
• SpareBank 1 (www.sparebank1.no)
• Sbanken (www.sbanken.no)

Compare fees, digital banking options, and customer support before choosing a bank.

3. Requirements for Opening a Bank Account

To open a Norwegian bank account, you typically need:

• Passport or national ID
• Norwegian National Identity Number (Fødselsnummer) or D-number (for short-term residents)
• Norwegian address (rental contract or official residence registration)
• Employment contract (some banks may request proof of income)

You can open an account in person at a bank branch or, in some cases, online. However, if you only have a D-number, you may need to visit a branch for identity verification.

4. Managing Your Bank Account

Once your account is set up, here are some important features and services:

• Debit Cards & Mobile Payments: Most Norwegian banks provide a BankAxept debit card, widely accepted, along with mobile payment apps like Vipps.
• Online & Mobile Banking: Secure and user-friendly platforms allow you to manage payments, check balances, and transfer funds.
• International Transfers: If you need to send or receive money internationally, check your bank’s fees and processing times. Some banks offer low-cost SEPA transfers within the EU/EEA.

5. Getting Access to BankID

• BankID is a digital identification system used for secure online banking, signing contracts, and accessing government services.
• To get BankID, you must have a Norwegian National Identity Number and an established banking history in Norway.

6. Credit Cards & Loans

• Credit cards are not as commonly used in Norway as in some other countries, but you can apply for one if you meet the bank’s income and credit requirements.
• If you plan to apply for a loan or mortgage, having a stable income and a Norwegian banking history will improve your chances.

Norway has an efficient and well-connected transport system, making it easy to travel between cities and within urban areas. Whether you prefer public transport or plan to own a car, here’s what you need to know.

1. Public Transport Options

Trains (Vy & Go-Ahead)

• Norway’s railway network connects major cities like Oslo, Bergen, Trondheim, and Stavanger.
• Long-distance trains are comfortable and offer stunning scenic routes, such as the Bergen Railway and Flåm Railway.
• Tickets can be booked via Vy.no or Entur.no.

Buses & Trams

• Local buses are available in all major cities and towns, operated by regional companies like Ruter (Oslo), Skyss (Bergen), and Kolumbus (Stavanger).
• Long-distance buses (operated by NOR-WAY Bus and Vy Bus) connect smaller towns and remote areas.
• Many cities, including Oslo and Trondheim, have tram networks for quick and convenient travel.

Ferries & Coastal Travel

• Norway’s ferry network is essential for travel along the coast and to islands, with major routes operated by Hurtigruten and Norled.
• The Hurtigruten Coastal Express offers breathtaking voyages along Norway’s coastline, connecting cities from Bergen to Kirkenes.

Metro (T-bane in Oslo)

• Oslo has Norway’s only metro system (T-bane), which is the fastest way to navigate the city.

Cycling & Electric Scooters

• Many cities have well-developed bike lanes and offer bike-sharing services.
• Electric scooters (e.g., Voi, Tier, Ryde) are available for short city trips.

Public Transport Tickets & Payment

• Most public transport systems use electronic ticketing through mobile apps like Ruter, Skyss, and Entur.
• A monthly travel pass can save money if you commute regularly.

2. Owning & Running a Car in Norway

While public transport is excellent, owning a car can be useful, especially if you live in rural areas or plan to explore Norway’s remote landscapes.

Buying a Car

• Cars in Norway are expensive due to high taxes and import duties.
• You can buy a new or used car from dealerships or online marketplaces like Finn.no.
• Electric vehicles (EVs) are popular due to tax incentives and benefits such as free tolls and access to bus lanes.

Fuel & Charging

• Petrol and diesel are expensive compared to other countries.
• Electric cars have widespread charging stations, with providers like Fortum Charge & Drive, Ionity, and Tesla Superchargers.

Driving License Requirements

• EU/EEA licenses can be used in Norway without exchange.
• Non-EU/EEA licenses can be used for up to one year before needing to be exchanged for a Norwegian license.
• Some countries require taking a driving test to obtain a Norwegian license.

Road Tolls & Tunnels

• Norway has an extensive toll system (AutoPASS) for highways, tunnels, and bridges.
• Register your car for an AutoPASS tag for automatic payments.

Winter Driving & Regulations

• Winter tires are mandatory between November and April in snowy regions.
• Many mountain roads require chains in winter conditions.

Car Insurance & Costs

• Car insurance is mandatory and must include third-party liability coverage.
• Additional coverage for theft, damage, and roadside assistance is recommended.

3. Domestic Air Travel

• Due to Norway’s long distances, domestic flights are common for travel between major cities.
• Airlines like SAS, Norwegian, and Widerøe operate frequent routes, especially in northern Norway.

Norway offers a high-quality education system that is free for residents and designed to provide equal learning opportunities for all children. If you're relocating with your family, here’s what you need to know about the education system and enrolling your child in school.

1. The Norwegian Education System

Education in Norway is divided into three main levels:

Primary School (Barneskole) – Ages 6-13

• Mandatory education starts at age 6 and continues until age 16.
• The focus is on general subjects like Norwegian, math, science, and social studies.
• No formal grades are given in the early years, with a focus on learning and personal development.

Lower Secondary School (Ungdomsskole) – Ages 13-16

• More structured education with exams and grading.
• Students receive career guidance for their next educational step.

Upper Secondary School (Videregående Skole) – Ages 16-19

• Students can choose general studies (academic route) or vocational training leading to careers in trades or apprenticeships.
• Completing upper secondary school qualifies students for university education.

Higher Education

• Norway has free public universities for Norwegian and international students.
• English-taught programs are available at many institutions.

2. Types of Schools in Norway

Public Schools

• Free and open to all residents.
• Norwegian is the primary language of instruction, but additional support is provided for non-Norwegian speakers.

International Schools

• Ideal for expats who prefer English, French, or German-speaking curriculums.
• Common curricula include the International Baccalaureate (IB), British, and American systems.
• Located in major cities like Oslo, Bergen, Stavanger, and Trondheim.
• Private schools require tuition fees.

Private Schools & Religious Schools

• Some private schools follow alternative teaching methods (e.g., Montessori, Waldorf).
• Religious schools are available for families seeking faith-based education.

Norwegian Language Support for Children

• If your child doesn’t speak Norwegian, they may receive special language classes (Innføringsklasse).
• Some schools offer transitional programs to help children adjust.

3. Enrolling Your Child in School

Step 1: Registering Your Child

• If enrolling in a public school, contact your local municipality (kommune) or visit their website.
• If choosing a private or international school, apply directly to the institution.

Step 2: Required Documents

• Child’s passport or ID
• Proof of residency in Norway (rental contract, residence permit)
• Child’s previous school records (if applicable)

Step 3: Placement & Start Date

• Schools will assess your child’s grade level based on age and previous education.
• Public school placement is based on your residential address.

Step 4: Language Support & Adaptation

• If your child needs Norwegian language support, the school will arrange additional classes.
• Parents can participate in school introduction meetings to understand the education system.

4. Kindergarten & Childcare (Barnehage) – Ages 1-5

• Kindergartens are available for children before starting primary school.
• Not mandatory, but highly recommended for social and language development.
• Parents must apply through their municipality, and fees are subsidized based on income.

5. University & Higher Education for Expats

• International students can apply for free tuition at Norwegian universities.
• Some programs are taught in English, especially at the master’s level.
• Popular universities include the University of Oslo, NTNU (Trondheim), and BI Norwegian Business School.